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Animal Crossing New Horizons Money Tree Guide

Looking for ways to make money now that you've already got a taste for Bells? Here's our Animal Crossing New Horizons money tree method that seems too good to be true.
This article is over 4 years old and may contain outdated information

If you’ve already spent some time in Animal Crossing: New Horizons but you’re desperately wanting to try and figure out how to make your next buck, well, we’ve got something far less time consuming than catching every single living animal that wanders into your path on the island. Yes, it might sound too good to be true, but there’s an Animal Crossing New Horizons money tree and here’s how you can plant one regularly and make the most of it!

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Animal Crossing New Horizons Money Tree Guide

If you’ve been wondering how on earth people are paying off their third home loan in about as many days since the game launched, well, the answer is probably time travel shenanigans as well as a healthy knowledge about how to make money fast in the game. For those who are total series newbies, we reckon that those lots have had the help of a guide about how to make money fast. If that’s something that you think that you need, we’ve put together our own version right here and linked it to you for your benefit. Swell, huh?

Now, as you may note, one method of making money quick that we mention specifically in our guide is planting bags of money in the ground. Yes, bags of money in the ground. If you plant them in the right spots, you’re going to be able to grow a tree that literally has money hanging off of it. What you’re going to want to keep an eye out for is a gold hole in the ground that will be shining in the grassy areas of your island. If you dig with a shovel there, you’re going to dig up a bag of money and leave a shining hole behind. 

At this point, to grow the Animal Crossing New Horizons money tree, do not fill in the hole. You’re going to want to bury some money in it first. Why? It’s going to grow a money tree the next day that will have three bags of Bells on it, each bag corresponding to the initial amount that you buried in the hole. Whatever amount you choose to bury will be triple when you harvest it the next day, but after one harvest, your money tree will turn into a regular tree so you can’t just keep harvesting it each day. However, a glowing patch that you can dig up to create money trees does arrive every day, so you can make them as needed to get rich quick.

Now that you have our Animal Crossing: New Horizons money tree guide to assist you, it should be easier than ever for you to make a decent investment into your financial future. Sure, Tom Nook doesn’t let you bank with interest, but you can still make sure that you reap the rewards on your financial returns if you’re smart about planting money trees. Need a hand with anything else in Animal Crossing: New Horizons? Check out these other tips and tricks that we’ve prepared for you in our dedicated guides hub for the game:

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Ginny Woo
Ginny hails from just south of Mordor, and when she's not debating others about the One Ring then she's probably glued to an MMO or a JRPG. With Final Fantasy XIV, Destiny 2, and World of Warcraft on her plate, she's always got something to chat about and a sneaky guide up her sleeve. If writing's not on the cards, then she's probably drinking way too much coffee.