How to Get Moneybags ID Card and Badge in Phasmophobia

There are lots of unique rewards you can earn as you tackle special achievements in Phasmophobia. One of them is Moneybags, a special ID Card and Badge that has a rather tough prerequisite to unlock.

Whether you’re looking for a fresh look for your card or simply want to collect every prize you can get, unlocking this one is a must. It’s not an easy process to figure out on your own, though, so here’s how to get the Moneybags ID Card and Badge in Phasmophobia.

What is Moneybags in Phasmophobia?

If you get a strange pop-up telling you that you’ve received “Moneybags” and are unsure what it means, you’ve simply unlocked a special ID Card and Badge. This reward is granted at the end of any contract once you’ve met the requirements, so it can be a bit confusing since you might think it’s related to something else because of when it shows up.

The icon for this prize looks like a coin, so it can be deceiving as you may think you’ve earned cash or some other monetary reward to spend in Phasmophobia. Instead, though, you’ve unlocked a fun and fresh appearance for your ID Card and Badge that looks a bit like an ATM card. There’s no other customization quite like it, so it’s certainly worth adding to your collection.

How to Unlock Moneybags ID Card and Badge in Phasmophobia

To get the Moneybags ID Card and Badge, you need to complete the Break the Bank achievement. This reward was added in the Nov. 11, 202,5 update alongside the release of Nell’s Diner, but the achievement existed prior to this. Because of this, you may get your reward at an odd time if you have already tackled it. This prize is given out as soon as you complete your first contract after earning it.

How to Complete Break the Bank Achievement in Phasmophobia

To complete the Break the Bank achievement so you can claim your Moneybags ID Card and Badge, you need to spend a total of $100,000. This is quite a large amount of cash to earn and spend, so it’s best to just let progress flow on this challenge naturally over time rather than trying to focus solely on it, and it’s not really an achievement you can speedrun.

You can, however, ensure you reach the goalpost sooner by playing frequently, tackling challenge modes, upgrading your equipment often, and buying as much equipment as you can get. Getting perfect investigations where you complete all optional objectives, completely fill out your journal with unique evidence, and guess the right ghost is also crucial, as successful investigations are much more rewarding.

There are plenty of other secrets to uncover in Phasmophobia after working through this one. Next, you may want to learn all Nell’s Diner Cursed Possession locations or complete the Nell’s Diner Ghost in the Machine Badge Easter egg.

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