Payday 3: Max Skill Points Explained

Max out the entire skill tree... or not?

Payday 3 character running during a heist

As you play Payday 3, you’ll level up your infamy and gain skill points, but how many skill points can you get before you max out? Continue reading to discover that and how to level up and unequip your skills in Payday 3.

What is the Max Number of Skill Points You Can Have in Payday 3?

You can get a maximum of 21 skill points in Payday 3. As you level up your infamy, you’ll gain skill points every few levels until you reach the point limit. Note that you won’t gain a skill point every single time you level up. Since there are more skills than points to allocate, you cannot max out every tree, even if you are max level.

However, you can freely move skill points around. Refund skill points by unequipping skills and then reallocate the refunded skill point to a different skill. This will allow you to freely mess around with varying builds and find the skills that work best for you.

The max level in Payday 3 is Infamy Level 150. But you’ll gain your last skill point by level 100. You’ll likely have unlocked all weapons and upgrades by then as well. This makes the last 50 Infamy Levels in Payday 3 kind of useless, and more for bragging rights than anything else.

Payday 3 Skill Tree List showing the Code Blue skill
Screenshot by Prima Games

How to Level Up in Payday 3

Leveling up in Payday 3 means completing challenges to increase your infamy. These challenges range from completing heists on normal or higher difficulties to defeating enemies with specific weapons. As you play Payday 3, you’ll naturally finish many of these challenges without checking the menu.

Payday 3 Challenges to Increase Infamy and Skill Points
Screenshot by Prima Games

Alongside gaining additional skill points, reaching certain Infamy levels also unlocks new weapon and armor options for you to purchase. You’ll also gain C-Stacks, which you can use to buy special guns and charms.

Pay Day 3 Challenges

Payday 3 has well over a thousand challenges for you to complete that will raise your infamy and net you more skill points. Complete these challenges by playing through heists in certain ways or on different difficulties. Here are some of the types of challenges you’ll come across in Payday 3:

  • Complete Tutorials.
  • Beat heists before and after the Assault has started on Normal or higher difficulty 1/15/30/45/60/80/100/120/150 times.
  • Beat heists before and after the Assault has started on Hard or higher difficulty 1/10/20/30/40/55/70/85/100 times.
  • Beat heists before and after the Assault has started on Very Hard or higher difficulty 1/5/10/15/25/35/50/65/80 times.
  • Beat heists before and after the Assault has started on Overkill or higher difficulty 1/3/6/10/15/20/25/30/40 times.
  • Escape with the maximum amount of bags.
  • Escape without being downed after the Assault has started.
  • Hack devices.
  • Trade hostages.
  • Mark Security Guards.
  • Mark Security Cameras.
  • Mark guards or law enforcement using the Sensor.
  • Pick locks.
  • Place Micro Cameras.
  • Use ECMs.
  • Stun enemies with the Infrasonic Mine.
  • Sprint through doors.
  • Defeat enemies varying times with varying weapons.
  • Get headshots.

These are just a few of the more general challenges you can complete. Each heist and varying weapons have their own specific challenges as well. Take a look at the game’s home screen for a list of all the challenges you can complete.

How to Unequip Skills in Payday 3

If you ever want to tweak your skills or try out a new build, you can unequip skills by selecting an upgrade and pressing T on your keyboard or holding T to reset every equipped skill. You can do this as many times as you’d like, free of charge.

So now that you know what the number of max skill points is in Payday 3 and how to use them, check out whether you can play Payday 3 solo, or click the game tag below to explore our growing content collection.

About the Author

Madison Benson

Madison is a staff writer at Prima Games who has played video games for over twenty years and written about them for over two years. Her love for video games started with turn-based strategy games like Heroes of Might and Magic and has since extended to casual farming sims, MMORPGs, and action-adventure RPGs.